Student Portal
Study Abroad on a Student Visa
Students from Punjab can register their interest in Government of Punjab Qarze Hasna for higher studies abroad on a student visa, in every country and every field of study.
Qarze Hasna (interest-free loan)
PKR 2,500,000 – 20,000,000
The Government of Punjab decides the amount allocated based on your education level and student profile. Registering interest does not guarantee approval or a particular amount.
- Who qualifies?
- Students in every field with at least 41% marks in every completed qualification, including Matric. Below 41% in any qualification makes a student ineligible; higher marks in a later degree do not override this.
- Where can you study?
- All countries, in all fields of study. Enter any destination country in the form below.
- What is covered?
- All fees and expenses from securing admission through degree completion are covered through the Government of Punjab Qarze Hasna, subject to the allocation approved for your profile.
- Fees and repayment
- Qarze Hasna is an interest-free loan, not a grant. Repayment begins after graduation, with a 6-month grace period after the degree is completed, and is made through monthly interest-free instalments. The total repayment period is 10 years.
1Register interest
Fill the short form below.
2Get contacted
Our team reviews and calls you.
3Plan your study
Get guidance on documents and financing.
